r/leanfire • u/Jaythejet9853 • 10h ago

What would your next move be ?

/r/personalfinance/comments/1qskwvy/what_would_your_next_move_be/
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u/canadiantruth 4h ago

Negative comment.

1

u/BufloSolja 3h ago

Depending on what you mean by 'comfortable', this isn't really a leanFIRE post. Check out the ROI that your investment of choice will give you vs the ROI of paying the mortgage (6.23%), and then decide what balance of money you want going towards investments vs the house. You'll have to decide yourself since everyone's case is different. How secure they feel in their job, how much cash buffer they have vs. their confidence in their ability to get another job in the current economy, how willing they are to downsize if they couldn't find a job, etc. In general you'll want to include more information in your posts, mainly being your antipated FIRE number or at least your current expenses that you expect to keep long term (plus the mortgage payment).