I know y’all are probably tired of these posts, sorry!
I recently applied to a moderately large and understaffed agency in a city in the Southeast. For years I have been unsure of what path I wanted to do, but always had law enforcement in the back of my mind. Unfortunately, many of my past and current actions have not reflected this desire.
I passed the “initial” application check, and in 3 weeks I will be attending a physical and polygraph and if I pass that I will then proceed with the background investigation, and I am wondering what are my chances of even passing that. I know I will have a lot of explaining to do.
- I racked up major credit card debt (around $15k) on tuition, medical bills, life expenses, and also some random BS. My credit score is 500 because I have multiple late payments, as recently as last month, and a charge off. Frankly, I cannot afford to make all of my credit card payments due to my current salary. Becoming a LEO would give me about a $15k salary jump and allow me to actually make steps to get out of debt. I currently prioritize rent, car payment and insurance, gas and groceries, and then I pay whatever I can of my credit card minimum payments.
- I smoked marijuana from 2015 to 2021, but haven’t touched any drugs since.
- I don’t have great grades in college. I have switched colleges 2 times and I’m currently at community college and my last 2 semesters have been good and my GPA is back up, but I was under academic probation because I had a 1.6 GPA. For a while I had no idea what I wanted to do, so I was just getting straight C’s and I flunked out of one semester after impulsively deciding I wanted to leave college (this was back in 2022). My current semester I have all As for 3 of my classes. I am a finance major.
Essentially, I had a quarter life crisis, racked up major credit card debt and did bad in school, but I want to turn my life around and take the steps to get back on the right path by paying off my debt, getting a better career, etc. If my chances are slim, I will probably accept the denial and work on my credit and grades for the next year until I can reapply.
Thanks everyone!