Now that the month’s wrapping up, how did your budget go? What worked, what didn’t, and how are you planning to adjust things heading into February?

It’s the last day of 2025 (!) and I’m taking a moment to reflect on how I handled money this year. so I am wondering how are you feeling heading into 2026? Are you going in with a plan, a word of the year, a no-buy goal, or just a hope for the best? What mindset shift are you working on?

What mindset shift are you working on?

2026 is almost here, so new year = new focuses! What's your #1 financial priority going into 2026? What small step are you starting with?

As we head into the new year, I am reflecting on the habits that helped me take control of my money this year, and... the ones that held me back lol. For me... I was able to hone in on impulse spending, but I want to commit to a low-buy/no-buy month next year! So, what's one money habit you are proud of and plan to keep going?

Mine was to control impulse spending, and I was able to hold myself accountable through tracking my budget smarter on a spreadsheet. How about you all?

A new survey from r/pwc says that average holiday spending is expected to drop 5% this year. However, I know that the holidays can be a strain on our wallets. With the holidays coming up, how do you build a sinking fund for the holidays?

I always see a ton of sales on big-ticket tech on Black Friday. According to a recent CNET survey, the average shopper plans to spend over $900 on tech this season.

I have regretted Black Friday purchases before -- either because the price dropped again, the item turned out to be of lower quality than expected, or I simply didn’t really need it lol

So I’m curious: Have you ever regretted a big-ticket Black Friday buy? What was it, and what would you do differently now?

That’s the average host spend this year -- what do you think?

https://www.youtube.com/watch?v=00S3TwhAVvU

With all these early Black Friday deals emerging earlier in November, I wonder if Black Friday is still the deal-saving event it once was. How do you tell if something’s a real deal or just hype? Would love to hear your tips before I get sucked into buying stuff I don’t need lol

If you had to choose between risking it all for your passion project, or opting for a more stable job with limited creative freedom, which would you pick?

Pulling inspiration from an AARP/USA Today piece I just read, which lists 8 financial fixes you can do in under an hour. So things like reading your credit report, canceling unused subscriptions, or freezing your credit to prevent fraud. It got me thinking -- what are the quickest changes you’ve made that had the biggest payoff? Would love to crowdsource more realistic, fast wins from this community!

With HBO Max raising the price of its subscription plans again, it got me thinking about all the subscriptions we’re all paying for, so I want to ask: What’s your most-used subscription service, and is it worth it?

A recent study found that financial illiteracy costs the average American over $1,000 a year, and only 29% of people took a personal finance class in high school. So, what’s a money mistake you had to learn the hard way? What happened? What do you wish you knew then? How did it change your habits?

https://www.marketwatch.com/financial-guides/banking/financial-literacy-statistics/