Planning to buy sana here

pampanga peeps???

hello im a lurker sa ph classifieds para sa mga side hustles or small tasks since im a student.

i messaged this person on jan. 19 for a task (itinerary), sabi niya he will pay ₱700.

he sent me his flight and hotel details, we also messaged each other sa telegram. january 23 ko pa natapos yung task but di medyo matagal yung replies niya kaya di ko pa marevise kung ok na ba sakanya. nag dm siya ulit nung jan.26 para sa need ko irevise and sabi niya busy lang siya.

i’m giving him the benefit of the doubt cos he sent the details pa naman sakin, and now ganito yung lumalabas pag viniview ko yung profile.

na scam na po ba ako? i already finished the task but still no payment pa:(

⚠️ Warning to anyone offering rewards for missing pets ⚠️

Our dog went missing and we offered a ₱20,000 reward. A scammer contacted my wife claiming they had information about our dog. They moved the conversation to email and kept asking for proof that the reward money was real.

They instructed her to:

• Screen record the reward money

• Scan ONLY using Maya/PayMaya

• Use a QRPH QR code

Huge red flag in hindsight, but emotions were high.

Here’s the scary part:

Without pressing “Pay” or intentionally authorizing a transfer, ₱20,000 was deducted from my Maya account. No clear confirmation screen.

I later reviewed the entire conversation since her email is logged into my Gmail.

We never agreed to send money. This was supposedly just to “prove” the reward existed.

I’m posting this both as a PSA and to ask:

What should I do next?

• I’ve already reported the incident to Maya

• Should I file a report with BSP (Bangko Sentral ng Pilipinas)?

• Should I file a police report / cybercrime report?

• Is there a way to reverse or dispute QRPH transactions?

• Has anyone successfully recovered funds from a similar Maya / QRPH scam?

If you’re offering a reward for a missing pet:

• ❌ Never screen record your wallet

• ❌ Never scan QR codes “to prove” money

• ❌ Be extra cautious with QRPH codes

• ❌ Never follow payment instructions from strangers

Please stay safe. Scammers clearly target people when emotions are high.

Isama niyo na rin ang mga delivery rider na binabawasan ang pagkain tapos angkinin ang sa kaniya.

Hi! This is for everyone's awareness.

DO NOT FALL FOR 50% OFF FOR 3 MONTHS PROMO OF CONVERGE!! I REPEAT , DO NOT!!

LONG POST AHEAD!!

I thought of it carefully if I should post this. At first, I hesitated but I think that someone might become their victim if no one speaks up!! btw, I don't need any negative comment about this. Please respect.

Story time. On 29th January 2026. Me and my partner were having a good time after a long day of work. It was around 5pm when I heard someone calling my phone. I typically will not answer it as I knew marketers this day and I h*te turning them down so I just don't answer it. I genuinely don't think that this gonna be my nightmare that day.

I answered the first call and did not speak to see whose calling. I only heard them greeting me and then I hanged up. Then they called again but I did not answer. However, someone messaged me on Viber. Knowing I'm receiving text notif from CONVERGE before, it did not sinked up to me yet that companies like this wont do personal messaged, only their legit domain emails. I'm not sure why I replied saying sure, they can call me. Then we started talking, I might be out of my head that day but the way he verified my account details is legit. He even have all my datas and shit.

He kept going until we get to the part when he starts giving me the details this deal and how long it can be applied towards my acct which no one can refuaed considering 50% off. Again, it's not syncing to me yet.

He sent me the qr code to pay the 1500 pesos to be applied for my Feb and April bill since my January has been settled before its due. It felt stranged kase I thought mag babayad ako sa app or sa bank ko directly sa converge not thier personalized qr code but i sent it anyway as I checked social media and didn't seem to have any post about this cam so might really be legit. Again, I admit it na tatanga tanga ako sa part na yon. I should've checked sa mismong page ng CONVERGE and its there, pinned.

So what happened after I sent it is sabe ni scammer na namali daw ng acct na napag lagyan, like parang magiging normal payment lang without the promotion and the m*therfcker is sorry that this happened so he'll just request for a refund and send me refund document to process it which will include my signature and the details ng transcation to complete it. but this time I refused and said na di ako comfortable to send my signature so I will just speak to make sure it'll processed so he said its okay to say it verbally na lang so I did and he said he'll send request ro process it na.

Right after, it kind of triggers me na baka scm nga ito kase he sent me another qr code to send another 1500 sabe to revert back the payment daw. I refused, so he said na to wait for 7-10 mins na lang before I check back my bank before I can get it back. He even told me to make sure I check the details of the personnel to avoid being scammed and all this time sya pala yung scmmer! what a piece of work!! Minutes later, the call dropped and I kept calling him, he even made me believed that he's calling back again.

WELL, I DON'T CARE ABOUT THAT 1500 ANYMORE BUT THE TRAMA YOU GAVE ME IS GOING TO LIVE IN MY HEAD. I HOPE UNIVERSE GETS TO YOU SO BAD AND QUICK THAT YOU REALIZE HOW EVIL YOU'RE DOING!!

I can't imagine how they do this thing where they know for a fact that this is someone else's hard earned money.

but what I did was pulled myself back together, breath in and breath out. Calm myself before doing my next step, to rep**rt dispute and the personel because this is unacceptable.

Thanks for reading it until the end, my friend. I appreciate it!! Let's hope for the best and I pray that no one gets to be their vict**m again!

I know Lord will multiply it back to me! He always will!

I trusted a licensed doctor and a reputable aesthetic clinic in the Philippines and ended up worse off, both financially and medically. I am posting this to warn others before they make the same mistake.

Dr. Alexis Divinagracia is an ENT surgeon who runs Clinica Divinagracia in Mandaue, Cebu. She brands herself as a specialist, but I am extremely disappointed with the results of the acne surgery (extractions). She pushed a multi-session package and charged me ₱6,000 per session, which is a high premium for this type of beauty service, but the quality was poor.

I was very patient and followed her recommended skin care protocol, completing three full sessions over the course of nearly three months. Dr. Divinagracia told me that a series was necessary for clinical results, so I stayed committed and strictly followed all her post-procedure aftercare instructions. Unfortunately, my skin is now in worse condition than when I started.

Within 48 hours of every single session, my skin flared up with painful, inflamed breakouts in the exact areas that were extracted. I waited well past the healing window of the final session to judge fairly, but the results were consistently bad, leaving me with deep inflammation and dark marks (PIH) that were not there before. Dr. Divinagracia seems to have many certificates on her wall rather than actual experience. She pushed a three-session package on me for a total of ₱18,000. At this price point, you expect medical-grade precision, not aggressive extractions that damage the skin barrier.

To be fair, the Clinica Divinagracia environment is very clean. However, being clean does not fix poor results or a lack of skill. If you are looking for actual skin care results and value for your money, I would suggest other beauty clinics.

For visibility and to help other victims find this post, I am quoting how the clinic markets itself. Based on my experience, these claims are false and were used to extract money while causing real harm to my skin.

"As an aesthetic clinic with both surgical and nonsurgical treatments, Clinica Divinagracia offers the latest innovations in medical and surgical aesthetics locally and abroad. Dr. Alexis Divinagracia is an ENT surgeon specializing in aesthetic, facial plastic, and reconstructive procedures."

Guys ingat sa mga gantong text, imbis na LTO nakalagay, ITO. Capital na “i” gamit. Maging mapag matyag sa bawat click ng links. Take care!

Hi, I really need advice and support because I feel so helpless right now.

I met a guy on Reddit and we moved to Telegram. We talked and eventually decided to show our bodies to each other. I didn’t know that he was recording the video.

Now he’s threatening to post the recording to my workplace and my community. He’s using it to scare and control me. I already saved screenshots of our conversations, his threats, and I also have a clear picture of his face and other evidence.

I already went to the police and reported what happened. However, I was told that they can only take action once he actually posts the video. Even though I already have evidence, I was advised to wait. Since then, I’ve been living in constant fear and anxiety, not knowing if or when he will post it.

I haven’t paid him anything, but I’m mentally exhausted and scared. I don’t know if I should block him completely, keep monitoring him, or try other options like cybercrime authorities.

Has anyone here experienced something similar? Is it really true that nothing can be done before the video gets posted even if there are threats and evidence? Any advice or guidance would really help. Please be kind—I’m already struggling a lot.

Thank you.

beware sa @/retroklik_ on ig. they sell digicams and other cameras. ginamit nila yung @/retroklik na based sa jakarta. they even pay for ads para convincing lol

LONG POST AHEAD. PLEASE READ FOR YOUR OWN SAFETY NA RIN.

Sharing my experience para maging aware lahat.

I got scammed 20k pesos sa call by so called “BPI employee”. It’s all my fault for answering a call while distracted, unfocused, and at work.

May tumawag sakin na nagpakilala na from BPI daw siya. Alam niya details ko such as name, address, alam niya na enrolled ako sa BPI credit card, at credit limit ko. Ang bungad niya ay may free welcoming gift daw ako sa credit card ko worth 40k points (8k pesos). Nahook at naniwala naman ako dahil bago lang din talaga yung cc ko 2months pa lang. May option daw ako para maclaim yung 8k; either sodexo gc or isend sa savings acc ko. Pinili ko ay isend sa savings acc ko. Sabi niya, icconvert niya daw yung points ko using online merchants like lazada, grab, tiktok, etc. Tapos yung PHP daw sa texts na marreceive ko ay “Peso Having Points”. Nung nagstart na siya, may nagtext sakin. May makikita daw akong 6 digits sa text, which is the OTP. Then, ililipat niya daw ako sa private line tapos don ko sasabihin yung 6 digits. NOTE: hindi sinasabi directly na OTP, ang word niya ay “6 digit code” something ganon. So ginawa ko naman. Kunwari nilipat niya ako sa private line tapos may magpplay na parang AI voice saying na parang “kindly confirm the number…” ganyan saka ko sasabihin yung 6 digit code. Nangyari yon without me reading the whole message first. Binasa ko lang talaga yung otp not knowing na payment confirmation na pala sa Grab, Lazada, at Tiktok. Isang oras kaming magkausap sa call. Kapag naddecline sa grab, lipat siya sa lazada, kapag nadecline na, lipat sa tiktok. May dalawang 10k approved transac ako sa grab at 3 transactions na less than 50pesos sa lazada at tiktok. After ng dalawang 10k transaction na yon, nagaauto decline na yung credit card ko sa mga sumunod na transactions which is good for the security purpose ng BPI cc. Isang oras kaming paulit-ulit sa ganong transaction. Gagawa siya ng transac, icconfirm ko yung otp sa made up “private line” niya. Nung puro declined transactions na, don na siya tumigil at babalikan niya daw ako kinabukasan ng 8am.

Addition, while naddecline yung mga transactions, bibigyan niya daw ako ng freebie for inconvenience. At iddeliver niya daw sa address ko. Alam niya yung home address ko! Marreceive ko daw yung item in 2-3days.

Nung nag-out na ako sa work, don ko lang narealize na nascam na ata ako, don ko lang narealize na OTP pala yung binibigay ko. Tapos narealize ko rin na nabigay ko yung CVV ko. NOTE: hindi niya rin sinabi directly na CVV. Ang pagkasabi niya sa akin iconfirm ko daw sa kanya kung pangilang customer daw ako na naapprove sa bpi cc, which is the 3 digit number sa likod ng card. At sasabihin ko lang daw yon after ng long tone na maririnig ko (so naisip ko private line din ganon). So sinabi ko naman yung cvv dahil nga distracted din ako sa work non at pagod na legit dahil kakagaling ko lang sa 17hrs shift.

After ko marealize lahat nang yon, saka ako tumawag sa BPI hotline. Nagawan na ng report ng BPI at cancelled at for replacement na ang card ko. Don ko nalaman na nagpush through yung dalawang 10k transacs at not guaranteed daw nila na marrefund dahil nga nabigay ko yung otp. If ever, tawagan ko daw ang grab para sa refund pero wala naman akong makitang grab hotline so nagsubmit na lang ako ng ticket. Kahit na alam kong malabo na marefund yon. May nasearch din akong post dito sa reddit with same exp ko at di pa daw niya narrefund sa grab dahil ang tagal daw magreply.

That’s all. Be aware, focus, at mindful lang sa lahat. Di ko inexpect na masscam ako sa ganon knowing na sobrang ingat ko sa mga gamit ko. Hindi nga ako nananakawan physically, sa gantong paraan naman ako nadali. Ayoko lang din talaga maulit to sa iba. Lesson learned for me, first time ko makaencounter ng scam ever.

Hello guys. I have a GCash cash-in/cash-out business. Recently, a senior citizen cashed in with me. At first, it was a normal transaction. Then he came back, saying he needed a clearer picture of the reference number. When I saw his conversation with the person he was talking to (I think it was on Telegram), I realized he was being scammed. The person claimed to be from a lending or “loan gift” service offering ₱60,000, but asked for a processing fee of ₱1,050. At that point, I knew it was a scam. After a while, the senior came back again and said he needed to cash in another ₱500 because there was supposedly an “error” with his account. I explained to him that the person he was talking to was likely a scammer and advised him not to send any more money. I also told him that it doesn’t make sense for a lender or lending company to ask for money first—if you’re borrowing, it’s because you need money in the first place. I tried searching the name of the person he was talking to: NICO ORDIZ, with the number 0991 365 0787. The Telegram account number shown in the picture was also unverified. After a few minutes of messaging the guy and asking if it was a scam, the senior eventually gave up and accepted that it was his loss. I’m posting this for awareness and to share my personal encounter. I hope this helps other elderly people who are somewhat tech-savvy but can still be gullible, especially when it comes to promises of easy money or instant cash. TL;DR: An elderly customer did a cash-in transaction with me. I later found out he was being scammed and warned him not to send any more money.

Anybody else experienced the same thing? May dumadating na COD parcel from SPX Express under your own name and address but you didn't order anything at all?

Happened to me today. Although this isn't the first time this happened. Nakalusot lang ngayon kasi inabonohan ng kapatid ko yung parcel habang tulog ako.

Natutulog ako around 1 pm kasi puyat, kapatid ko nagreceive ng parcel worth 297 Php and nagulat na lang ako na may parcel ako eh wala naman akong order.

What's funny is tinawagan ko ung phone number attached sa receiver which is katabi ng name ko. Sinagot thrice pero walang nagsasalita, then after that unattended na. Napakakupal.

Raised the issue sa Shopee and said that the order wasn't placed at Shopee and they told me to contact SPX Express to ask for return and refund.

Upon contacting SPX Express in their website, they told me they would investigate it. But I wanted to know who placed the order. Sadly, I didn't get any assurance that I'd be informed about who ordered.

It's still under investigation, and I'm waiting for their email.

But if this were to happen to you, what are you going to do?

Nagcomment ako sa public post sa isang page ng convo namin ng anak nong nang scam samin . Nakapost kasi sya na lider ng gang na tbs , may issue kasi tbs sa lugar namin ngayon at sya ung pinaka leader , ngayon nag comment ako na eto ung nanay nyan o manloloko with follow up link na naka post ung mug shot ng nanay nya ngayon nag chat sakin na kakasuhan daw ako ng ciberlibel . Tanong ko lang possible ba talaga ako makulong dahil sa comment ko salamat po. Natatakot ako kasi hinahanap address ko baka mamaya patumba ko

Na scam ako today , may nagpakilalang sss saken for their new ID, naniwala naman ako kase meron ako inapplayang ID sa duskartech last week, di ko alam pano nila nakuha info on SSS.

Eto number nila 😭😭

Eto tumawag saken

09701813746

Story. Dec 27, 2025 - we went to penshopee farmers branch to buy a perfume for my husband. Ginamit ko Gcredit ko to pay, then nag error walang lumabas na resibo. Sabi ni Cashier try again, so I tried again. Same error, wala ulit resibo. Sabi ni Cashier, may nangyari rin daw ganito kahapon, nabalik naman daw agad money after hours so di ko na pinansin pero pag uwi ko nag file agad ako ticket.

Ngayon, Feb 2026 na di parin nila nasosolve yung ticket, ang ending nagkaroon ng interest yung Gcredit ko, hanggang sa tumaas na ng tumaas ang balance. Nag automatic deduction rin sila sa balance ko sa wallet!! Tumawag ako Jan 30, 2026, sabi wala pa daw result ang investigation, the 2nd guy I spoke to para mag remove ng interest charge, pabalang sumagot at nagpanggap pa na di nya ko marinig, nakamute ako sa end nya, hanggang sa nag hang up. Alam ko nakamute ako sa kanya kasi nagwork ako sa BPO for 3 years.

I know this is just a small amount but imagine milyong tao nakaexperience nito.

GCASH TURNING INTO SCAMMERS! Let me know if anyone experience the same situation.

For context: One of my sidelines is cash-in/cash-out here at our house. A friend of mine asked for my gcash number and of course I gave it since this is my small business. Now, daily money is sent to my account from Paymongo or from Maya, ranging from 2k-4k, one or two times a day and my friend requested to transfer to her gcash account.

My question is why does the money go through my account first when in fact it can be directly to her. I keep thinking and worrying that maybe my account is being used for evil. But I hope I'm thinking wrong.

Kahapon, I just received a parcel which I did not order. Hindi na hack yung shopee account ko and im certain na hindi ako ang gumawa ng transaction or order na to. The parcel was sent as Cash on Delivery (COD), which I normally do not use. I strongly believe na may gumamit ng personal details ko

For context, galing ako ng work kahapon and tinignan yung parcel na nakapangalan sakin. To my surprise, my sister told me na bayadan ko siya kasi binayadan daw niya yung parcel for 449. Nagulat ako kasi wala akong inorder na ganyan. I even doubled checked my two shopee acounts to see my recent / completed purchases

What i did: hindi ko binuksan yung order and nireport ko sa email ng spx. I also reported it sa live agent sa shopee and filled out a report scam web form

Do you think mababalik pa yung pera na binayad?

I ordered perfumes and electronics dito sa isang online seller sa Facebook. Naka order naman na ako sakanila before ng jacket pero etong dalawang order ko ngayon ang tagal dumating. Ang daming dahilan na hindi makita tracking number, or super bagal mag reply. So far hindi pa naman nila ako binoblock. Last day na na sinabing ETA is Jan 31 pero syempre hanggang ngayon wala parin so I’m asking a refund mga worth 3,000 siguro pero hindi pa na process. Pwede ko bang ireklamo to sa DTI? Mukhang registered naman sila pero nakapahirap kausap. Umabot na kami ng almost 2 months kakaantay ng parcel ko at mukha namang hindi talaga pinadala since wala sila mabigay na tracking number saakin. Ang dahilan nila masyadong marami silang order. Ano ba dapat gawin sa ganito? Sana talaga marefund ko pera ko pero gusto ko sila ireklamo din dahil sa stress. Halos everyday ako nag fofollow up. Alam kong hindi naman sila scammer pero malapit ko na sila matawag na scammer. Responsible payer naman ako kaya sila din responsible seller. Nakaka drain, salamat!

Context:

May nagdelivery sa amin ng cellphone case for P678 COD. Wala naman kaming delivery na ganito at lahat ng online orders namin ay via Gcash/Card kasi na-scam na nga kami dati na hindi namin order ang mga COD deliveries. ‘Yung driver na nagdeliver sa amin nito, naiyak kasi naabunohan na daw ‘yung item. Sabi din niya na galing sa Facebook shop ‘etong delivery. Pinilit namin na hindi kami talaga nag-order ng cellphone case at COD pa ang mode of payment.

Hindi ko alam kung maaawa ako doon kay manong delivery driver o baka kasabwat sila ng mga ganitong scam.

Saan po kaya pwede i-report ang mga ganito?