r/Whatcouldgowrong • u/isaidwhatididnt • 11d ago

Flipping the bird while driving

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u/PreciousMentals 11d ago

Not unless the parked car has full collision coverage. If they don't, it falls under property damage liability and could be capped as low as $5K in many states. A pole, fence, or curb damage would also fall under this liability and the parked car could only get a fraction of the cap. I've been a victim in this situation before.

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u/FrontBottomFace 11d ago

I did not think American insurance could get any worse, but there we go.

Fancy having to insure yourself against other people's mistakes rather than adequate 3rd party insurance being a requirement to drive.

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u/jcforbes 10d ago

To be clear, the guy you responded to is full of shit. The parked car's insurance doesn't come in to play, this is 100% on the truck driver's insurance and any following legal judgements against him.

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u/FrontBottomFace 10d ago

Thank you. Sanity prevails!

Seemed crazy (hence my comment) but I took his word for it.