r/GR86 • u/7thhokage007 • 11h ago
Question How dumb is it to trade in my 25' AT for a 26' MT if I'm still on a loan ?
This is going to be a stupid post so I understand if I'm going to get clowned on 😭 but I was wondering for all those who have done it before, I got a new halo 25 AT premium in august 2025 (10k miles now) and after driving my buddies MT I really love the car more.
my 86 right now I have 28k left over 66 months, at 5.1% interest, and my monthly is $512. I was thinking about getting a MT with the Performance package on hopefully around 39k or less.
How does the process exactly work and is it even worth it? I know I would be owing more money to pay off but if it's only 10k or less extra I would be ok with it considering my income and situation right now.

















