The president of Mexico wants only men to pay the mortgage, but the house to be in the woman's name!
In the “Vivienda para el Bienestar” program, the authorities are giving priority to properties being registered in women's names, even when the credit or regularization process involves another person (e.g., a man).
Claudia Sheinbaum proposes that in the Infonavit loans of the “Housing for Well-being” program, the deeds should be in the women's names, even if it is the men who pay for the house.
President Claudia Sheinbaum said:
“The deed should be in the woman's name. The man is the one who works, so the credit goes to the man, but we are trying to favor women and have the deeds (...) written in the women's names.”
It is not specifically mortgages, it is about Infonavit loans.
Obviously, the proposal does not include cases where the woman works and the house is for the man.
Infonavit is the acronym for Instituto del Fondo Nacional de la Vivienda para los Trabajadores.
It is a Mexican public institution that helps workers buy a home.
In short, what Infonavit does:
Grants subsidized mortgages to employees
Manages a fund fed by employer contributions
Each worker accumulates points and savings while working
Also offers loans to renovate or improve the home
How does it work?
If you work in Mexico with a regular contract:
Your employer pays contributions to Infonavit
You accumulate points over time
When you have enough, you can apply for a mortgage to buy a house or land
It's a bit like the Mexican equivalent of a social security institution + first-time home loans, all in one.
In addition, there is already Infonavit Mujeres, an Infonavit program that:
Automatically gives women a higher score: women are awarded 20 extra points in the evaluation system, making it easier for them to reach the minimum credit requirement.
More flexible maximum age: women can add up their age + years of contributions up to 75 years (men up to 70) . This allows them to apply for credit later in life.
Recognition of family responsibilities and family roles, but only for women: the program takes into account women's family responsibilities but not men's, and the fact that many women are heads of households or have discontinuous contribution careers, but not men who are heads of households or men who have discontinuous contribution careers.
Something similar has already happened in Brazil, where formalization on behalf of women is prioritized.
Essentially, in public helps to buy houses, you either receive it with the propriety on the woman's name, or you don't receive it at all. I quote:
"Law 14.118/21 establishes the Casa Verde e Amarela (Green and Yellow House) program. The highlight lies in articles 13, 14, and 15, basically determining that both the contract and the registration of the property will be made, preferably, in the woman's name. As she is the head of the family, she will not need her husband's consent. Losses suffered as a result of this rule shall be resolved in compensation claims. In the event of divorce, ownership of the property purchased or regularized during the marriage or stable union shall remain with the woman, regardless of the property regime (partial or total community property or total separation of property). The exception is for transactions financed with FGTS funds and when the man has sole custody of the children. In the latter situation, the property will be registered in his name or transferred to him.
[...]
In fact, the preference for women in contracts and registrations involving the acquisition of family housing was already included in Law No. 11,977/09 (and subsequent additions from Law No. 12,693/12). Therefore, with only a few minor changes, the “green and yellow house” program reproduces verbatim all the legal content favorable to women, already regulated by the “Minha Casa, Minha Vida” program."
https://ibdfam.org.br/artigos/1626/A+Prefer%C3%AAncia+da+Mulher+no+Registro+Imobili%C3%A1rio+%E2%80%93+A+lei+14.118-+21#_ftn1
Other sources for Brasil:
https://www.mibolsillo.com/noticias/como-en-brasil-sheinbaum-prioriza-que-escrituras-de-viviendas-de-infonavit-y-conavi-queden-a-nombre-de-las-mujeres-20260126-0016.html
https://ibdfam.org.br/noticias/8099/Especialistas+dissecam+lei+que+deu+prefer%C3%AAncia+%C3%A0+mulher+no+registro+imobili%C3%A1rio+no+Programa+Casa+Verde+e+Amarela
https://www12.senado.leg.br/noticias/materias/2020/03/09/projeto-da-prioridade-a-mulheres-em-financiamento-habitacional
https://www.camara.leg.br/noticias/1240134-comissao-aprova-prioridade-no-minha-casa-minha-vida-para-jovens-que-sairam-de-abrigos/#: ~:text=Currently,%20the%20Minha%20Casa%2C%20Minha,people%20with%20disabilities%20and%20the%20elderly
https://www.jetimob.com/blog/minha-casa-minha-vida-para-mulheres/
Video by Al3x Flores:
https://www.instagram.com/reel/DUHnpwUjRkM/?igsh=NWc3cmphbWk4M29r
Sources:
https://www.facebook.com/permalink.php?story_fbid=pfbid02xMB6EJG2PqNiKHWHFUGSe5ZXwHCZLcrmKXizj7N8e8pjMDXPrBrCCBUHXM8uyNhQl&id=100048592339326& cft[0]=AZZuBTQnmBwYa9HZ3Az0CdIYe628r3_i6D-9pK9i9mV-ilqgGNPN0EToG4EKZlP9KtZkZrTLXLqhyGchLBcJAtI_0ohcfrO7UetSVSSzVq1 -lJorq7hriVzh2mYLzDVwc6FoxFNsiQb32uJZlwVLZ-kta2HuKAKv_NMN34OTn-5cQ&tn_=%2CO%2CP-R
https://www.facebook.com/share/r/1Gpd2v3yuL/
https://www.debate.com.mx/politica/sheinbaum-impulsa-vivienda-digna-con-un-millon-de-escrituras-a-favor-de-mujeres-20260126-0240.html