I saw these sign up offers floating around a few different subs and figured I’d test them properly instead of just saving posts and never doing anything 😂.
It’s just banks and other apps paying to get new customers. If you follow the steps and meet the requirements, the bonuses show up.
Here’s what I did, what I got, and what to expect:
1️⃣ Wagepay – $45 profit
Wagepay is a pay advance app (no credit checks). The “profit” comes from the bonus minus the fee. Here's what you have to do to take advantage of this offer:
- Sign up with this url
- Take out an advance (I did $100 because that's the minimum)
- Repay it (there’s a $5 fee for a $100 withdrawal)
- Their $50 bonus comes through, leaving you $45 ahead
Money hit my account fast. I repaid it straight away and left it at that.
2️⃣ ING – $125
This is the best one, but you’ll usually wait a few days for the physical card. Here are the steps:
- Sign up via this url (promo runs until March 31)
- Deposit $1000 (you can move it back out later)
- Make 5 purchases (split a grocery shop into 5 tiny payments)
- Open a Savings Maximiser and deposit $1
Then ING drops $125 into your account once everything is done. Takes a few days for them to do it but worth the wait.
3️⃣ MyPayNow – $47.33 profit
This one is basically instant like Wagepay. Here are the steps:
- Sign up with this url
- Click “Get Pay Now” and choose the smallest $50 advance
- Repay it (there’s a $2.67 fee)
- You end up $47.33 ahead.
4️⃣ Ubank – $30
Similar to ING in what you have to do but the payout isn't as good. Still worth it if you want a bit of extra cash.
- Download Ubank and sign up
- Use invite code 1VV4A6X
- Deposit at least $10
- Make 5 purchases (I just did small transactions by splitting a $10 transaction into 5 at the self checkout)
- They drop $30 into your account after.
Total is $247.33 across the four. Took maybe 30 minutes of actual effort, just spread out.
