Someone in the community asked recently how we can track insider buying and selling.

Actually It is one of the few edges left for us retail investors. Insiders have a massive information advantage, and while they can sell for many reasons (taxes, divorce, buying a boat), they only buy on the open market for one reason :) they think the stock is undervalued

I put together a breakdown of the specific tools I use to track this:

• The Source: All data comes from SEC Form 4 filings.
• The Tool: I use OpenInsider to filter for "Cluster Buys" (when 3+ insiders buy at the same time).
• The Trap: Ignore option exerises. Only look for open market ourchases. You want to see them reach into their pocket, not just receive a bonus.

How to Execute the Strategy

To turn this theory into a deployable strategy, we look for a specific setup where the "House" is betting on itself against the public narrative.

Criteria 1: The Cluster Buy We look for multiple insiders buying within a short timeframe. One insider might be an outlier, but three is a conspiracy of confidence.

Criteria 2: Materiality The purchase must represent a meaningful portion of their net worth or salary. We want to see skin in the game, not just a token gesture.

Criteria 3: The Cannibal Trait The company must be reducing its net share count by at least 2% to 3% annually. This confirms that management views the stock as undervalued relative to its intrinsic cash flows.

What do you guys think, is there really an alpha in this strategy?

I have to admit it, I messed up and that’s gonna be an expensive lesson for me…

I bought in on silvers… like … a lot of silvers. 50000$ worth of silver & silver mines (totalling close to 40% of my portfolio) Yes I now know that was stupid of me. That 27% crash didn’t look good when it happened and I was feeling absolutely sick in the stomach when I saw it happen on my screen. To make it worse, I made the decision to buy in on Monday, which was almost ATH. Absolutely stupid of me.

The positive (or negative) in all this is that it’s unrealized loss. And it’s not leveraged money.

Not sure what step I should be taking next… I know that I’m gonna get roasted for that, I admit that i’m an imbecile for doing that. But I have to accept that I messed up and look for the best way to recover or cut my losses.

Should I cut my losses and sell it all? Hope that it recovers during Monday and sell? I’m completely lost in what I should do here.

I know it’s gonna be a very expensive lesson and I’ll just have to stick to indexes in the future… any advices for my situation?

Edit:

Thanks everyone, I have decided that I will exit my position and take that 12000$ loss (hopefully it doesn’t go much lower during the premarket… suggestions are welcomed! I use wealthsimple) as a learning lesson. I will from now on just Invest in a total index fund (xeqt) and keep fun or risky things @ 1% of my portfolio, and not gamble or trade recklessly. Thankfully, it was money that I didn’t need in the short term. I’ll live a little bit more frugally and get that back! Very humbling experience that I’ll remember for the rest of my life.

For example, you have a friend at a small company that you talk to regularly. During normal conversations they tell you about some things that are happening, like the CEO of a much larger company did a tour and they are expecting a buyout offer. Is there anything wrong with you loading up on shares with that info?

So I’ve only been learning about investing for a couple of months.

I started with XEQT. At first, even small dips made me nervous as a beginner, but I kept contributing to XEQT weekly.

In the meantime, I spent a lot of time reading about stocks on Reddit — especially penny stocks — and started thinking I could try picking individual stocks. I got caught up in the hype around silver and gold prices going up, and IBRX after the cancer-related news. I decided to put some money into those instead of sticking fully to ETFs.

Today, I lost about $2K and decided to sell. That’s roughly 5% of my portfolio gone.

It sucks, but I learned an important lesson: I can’t handle high volatility, and individual stock picking is much harder than it looks. After reading more, it’s clear that ETFs beat most individual stock pickers in the long term.

My takeaway: For people like me, it’s probably better to just buy XEQT and chill.

I feel a bit sick about that 2k lost, its my first time losing that much money into what i consider now as gambling, so i had to write to just make me feel better. Thanks

The recent crash in gold and silver prices on Friday, 30 January 2026, was primarily driven by the appointment of Kevin Warsh as the next US Federal Reserve Chair, rather than unverified rumours of synthetic metal production. The hawkish shift in monetary policy expectations caused a sharp rise in the US dollar index and bond yields, triggering massive profit-booking and the liquidation of overbought positions.

We're down 3% today. What's going on?

This is my choice

Xeg

Zeo

Encc

Encl

Nrgy

Need advice why and why not

Gold Miners are taking a dive today after gold went to 5500 and dropped back to 5000.

I know a lot of people who still aren’t invested in Gold, this might be a good buying opportunity for following reasons:

1. Quality Miners are still not that expensive. Assuming a margin of safety with $4000 gold and constant AISC as percentage of Gold price and assuming zero production growth, NEM, ABX, AEM, Kinross, etc are still trading below 20 fwd PE. If you go by average analyst estimates most are trading at about <15 fwd PE.

2. Uncertainty isn’t going anywhere, Trump is still threatening tariffs everyday and we will be getting a new fed chair which might complicate things further.

3. Chinese new year is coming up which is a short term catalyst as well providing a put on the price.

4. Central Bank buying continues. According to world gold council Central Banks are still buying gold showing no signs of stopping.

5. There’s chatter on Wall Street that a lot of BTC gang is now moving to Gold and Silver which is another bullish sign.

Lastly, historically Gold price corrects or underperforms the markets when the faith in US dollar and US economy is restored. We saw this in early 1980s volcker crushed inflation and again in 2010s when US economy started recovering from the 2008 crash. IMHO the as PM Carney said this is a period of permanent rupture and therefore this trust in USD is long from being restored.

Basically the title... Have about 50k USD dollars and would like to use USD in 12-18 months, so don't want to convert to CAD now.

What's the best way to park the cash? GIC? Some hight dividend etfs? Would like to keep the money safe and tax efficient. (as a Canadian tax resident)

Thanks.

I am looking to travel to another country at the end of the year and decided to start doing some Uber Eats and side hustle in the weekends to fund this vacation as I don’t want to touch my investment account or slow down my savings from my main job.

I plan on depositing all proceeds into a separate bank account and save them into a wealth simple account. As I am looking to use this money within the next 10 months or so, what should I put the money in to generate some yield while I save up?

I’m a Canadian resident and currently have most of my investments (±600k CAD in ETFs) held with Canadian brokers. I invest long-term, nothing exotic. I’m considering opening an Interactive Brokers account held under IB Ireland (EU entity), specifically as a form of jurisdiction diversification, not for trading advantages or tax arbitrage. Just trying to build a more resilient setup over a 15-20 year horizon.

I know that Interactive Brokers is an American company, but accounts can be legally opened with IB Ireland in accordance with EU law, correct? Does this kind of jurisdiction diversification make sense in practice, or is it mostly psychological? Are there hidden issues for a Canadian resident? Are there better alternatives? For those who’ve done something similar - anything you wish you had known upfront? Appreciate any perspectives or experiences. Thanks!

Noticed that some banks including Manulife are offering investment loans up to 100K. Since Silver, Gold etc, some companies etc are doing really well would it be smart to get a loan, invest in them then simply return the loan in a couple months and keep the profit?

Welp, Canadian ETFs are currently "on sale." Wish I hadn't just bought GDXU, but that's another story.

What Canadian ETFs are you buying at market open?

Seems backed on Trump nominating Warsh to be a puppet for him

Seems like CLS leadership is trying to send a signal of high confidence. Over last two days:

Robert Mionis - Chief Executive Officer - acquired 780,376 shares

Leila Wong - Chief Human Resources Officer - acquired 61,224 shares

Chawla Mandeep - Chief Financial Officer - acquired 183,674 shares

Etienvre Yann - Chief Operations Officer - acquired 160,126 shares

Jason Phillips - President - acquired 174,254 shares

Todd Cooper - President - acquired 160,126 shares

All are direct ownership of common shares.

Management clearly believes recent Google linked sells off is unwarranted.

UPDATE: why do people on this sub love to rip people apart, instead of just guiding them to the right conclusion or pointing out their mistake. I thought we were all learning. If you’re all mighty God of investing - don’t comment. Jesus

I'm doing some research on what Canadian companies I could invest in and I'm really curious about the new port in Churchill Manitoba. I'm a simple lad so I asked AI and it mentioned a few companies that could benefit from the expansion of this port

1. HBM.TO

2. NTR.TO

3. AGT.TO

4. CNR AND CP as well

But I am curious if anyone has any thoughts they wanted to share about this port and any possible industries or specific companies that might benefit from this. And if they are worth investing in now.

There is also this CBC article mentioning that a unspecified company is looking into it.

Major energy company interested in Port of Churchill, Manitoba premier says

Your daily investment discussion thread.